/* Credity.bg — публичен сайт */
@font-face{font-family:Onest;font-style:normal;font-weight:400 800;font-display:swap;src:url(/assets/fonts/onest-cyrillic.woff2) format("woff2");unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:Onest;font-style:normal;font-weight:400 800;font-display:swap;src:url(/assets/fonts/onest-latin-ext.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:Onest;font-style:normal;font-weight:400 800;font-display:swap;src:url(/assets/fonts/onest-latin.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}

:root{
  --red:#E30613;--red-d:#B8000E;--ink:#0E0E10;
  --ink-2:#26262B;--text:#18181B;--muted:#5F5F6B;--faint:#8A8A96;
  --line:#E4E4E7;--line-2:#D4D4D8;--soft:#F5F5F6;--white:#fff;
  --r:6px;--r-lg:10px;
  --wrap:1200px;--gut:24px;
  --shadow:0 1px 2px rgba(16,16,20,.04),0 6px 24px rgba(16,16,20,.06);
  --ease:cubic-bezier(.2,.7,.2,1);
}
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:88px}
body{margin:0;font:400 16px/1.6 Onest,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:var(--white);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
button{font:inherit;cursor:pointer}
h1,h2,h3,h4{margin:0;color:var(--ink);font-weight:700;letter-spacing:-.02em;line-height:1.15}
p{margin:0}
.ic{flex-shrink:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gut)}
.wrap--narrow{max-width:820px}
.center{text-align:center}
.muted{color:var(--muted)}
.mt{margin-top:32px}
.sr{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-9999px;top:8px;z-index:100;background:var(--ink);color:#fff;padding:8px 14px;border-radius:var(--r)}
.skip:focus{left:8px}
:focus-visible{outline:2px solid var(--red);outline-offset:2px}

/* Бутони */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:46px;padding:0 22px;border-radius:var(--r);border:1px solid transparent;font-weight:600;font-size:15px;line-height:1;white-space:nowrap;transition:background .15s,border-color .15s,color .15s,transform .1s}
.btn:active{transform:translateY(1px)}
.btn--red{background:var(--red);color:#fff}
.btn--red:hover{background:var(--red-d)}
.btn--dark{background:var(--ink);color:#fff}
.btn--dark:hover{background:var(--ink-2)}
.btn--white{background:#fff;color:var(--ink)}
.btn--white:hover{background:#f1f1f2}
.btn--outline{border-color:var(--line-2);color:var(--ink);background:#fff}
.btn--outline:hover{border-color:var(--ink)}
.btn--ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn--ghost:hover{background:var(--soft)}
.btn--lg{height:54px;padding:0 28px;font-size:16px}
.btn--sm{height:38px;padding:0 14px;font-size:14px}
.btn--block{width:100%}
.btn[disabled]{opacity:.6;pointer-events:none}

/* Горна лента и хедър */
.hdr{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);transition:box-shadow .2s}
.hdr.is-scrolled{box-shadow:0 1px 0 var(--line),0 4px 16px rgba(16,16,20,.05)}
.hdr__in{height:72px;display:flex;align-items:center;gap:32px}
.logo{display:inline-flex;align-items:center;gap:10px;font-weight:800;font-size:22px;letter-spacing:-.03em;color:var(--ink)}
.logo__img{height:36px;width:auto}
.logo__txt em{font-style:normal;color:var(--red)}
.logo--light{color:#fff}
.nav{display:flex;gap:28px;margin-right:auto}
.nav a{font-size:15px;font-weight:500;color:var(--ink-2);position:relative;padding:6px 0}
.nav a:not(.btn)::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--red);transform:scaleX(0);transition:transform .2s var(--ease);transform-origin:left}
.nav a:not(.btn):hover::after{transform:scaleX(1)}
.nav__phone-m,.nav__cta-m{display:none}
.hdr__right{display:flex;align-items:center;gap:20px;margin-left:auto}
.hdr__phone{display:flex;align-items:center;gap:10px;line-height:1.2}
.hdr__phone-ic{display:grid;place-items:center;width:36px;height:36px;border-radius:50%;border:1px solid var(--line);color:var(--red)}
.hdr__phone b{display:block;font-size:15px;color:var(--ink);font-variant-numeric:tabular-nums}
.hdr__phone small{font-size:12px;color:var(--faint)}
.hdr__call{display:none;place-items:center;width:44px;height:44px;border:1px solid var(--line);border-radius:var(--r);color:var(--red)}
.hdr__secure{display:inline-flex;align-items:center;gap:6px;font-size:13px;color:var(--muted)}
.burger{display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:var(--r);background:#fff;padding:0;position:relative}
.burger span{position:absolute;left:12px;right:12px;height:2px;background:var(--ink);transition:transform .2s,opacity .2s}
.burger span:nth-child(1){top:15px}.burger span:nth-child(2){top:21px}.burger span:nth-child(3){top:27px}
.burger[aria-expanded=true] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.burger[aria-expanded=true] span:nth-child(2){opacity:0}
.burger[aria-expanded=true] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

/* Hero */
.hero{border-bottom:1px solid var(--line);background:linear-gradient(90deg,#fff 0,#fff 55%,var(--soft) 55%,var(--soft) 100%)}
.hero__in{display:grid;grid-template-columns:1.15fr .85fr;gap:72px;align-items:center;padding-top:72px;padding-bottom:80px}
.eyebrow{display:inline-block;font-size:13px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--red);margin-bottom:20px;padding-left:18px;position:relative}
.eyebrow::before{content:"";position:absolute;left:0;top:50%;width:10px;height:2px;background:var(--red)}
.hero__title{font-size:clamp(38px,5.2vw,64px);line-height:1.03;letter-spacing:-.035em;font-weight:800;max-width:12ch}
.hero__title .accent{color:var(--red);display:block}
.hero__sub{margin-top:24px;font-size:18px;line-height:1.6;color:var(--muted);max-width:52ch}
.ticks{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:12px}
.ticks li{display:flex;align-items:center;gap:12px;font-weight:500;color:var(--ink-2)}
.ticks .ic{color:var(--red);width:20px;height:20px;padding:2px;border:1.5px solid currentColor;border-radius:50%}
.hero__note{margin-top:28px;font-size:14px;color:var(--faint)}

/* Калкулатор */
.calc{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;box-shadow:var(--shadow)}
.calc__head{margin-bottom:22px}
.calc__title{font-size:20px;letter-spacing:-.01em}
.calc__row+.calc__row{margin-top:24px}
.calc__label{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:12px}
.calc__label span{font-size:14px;color:var(--muted);font-weight:500}
.calc__val{font-size:28px;font-weight:700;color:var(--ink);letter-spacing:-.02em}
.calc__minmax{display:flex;justify-content:space-between;font-size:12px;color:var(--faint);margin-top:8px;padding:0 46px;font-variant-numeric:tabular-nums}
.range{display:flex;align-items:center;gap:10px}
.range__btn{width:36px;height:36px;flex:0 0 36px;border-radius:50%;border:1px solid var(--line-2);background:#fff;color:var(--ink);font-size:20px;line-height:1;display:grid;place-items:center;transition:border-color .15s,color .15s}
.range__btn:hover{border-color:var(--red);color:var(--red)}
input[type=range]{-webkit-appearance:none;appearance:none;flex:1;height:28px;background:transparent;margin:0;--p:50%}
input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:3px;background:linear-gradient(90deg,var(--red) var(--p),#E4E4E7 var(--p))}
input[type=range]::-moz-range-track{height:6px;border-radius:3px;background:#E4E4E7}
input[type=range]::-moz-range-progress{height:6px;border-radius:3px;background:var(--red)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;margin-top:-9px;border-radius:50%;background:#fff;border:2px solid var(--red);box-shadow:0 1px 4px rgba(0,0,0,.18);transition:transform .15s}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:#fff;border:2px solid var(--red);box-shadow:0 1px 4px rgba(0,0,0,.18)}
input[type=range]:active::-webkit-slider-thumb{transform:scale(1.12)}
input[type=range]:focus-visible{outline:none}
input[type=range]:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 4px rgba(227,6,19,.2)}
.calc__sum{display:grid;grid-template-columns:1fr 1fr;margin:26px 0 20px;border:1px solid var(--line);border-radius:var(--r);background:var(--soft)}
.calc__sum>div{padding:14px 16px}
.calc__sum>div+div{border-left:1px solid var(--line)}
.calc__sum small{display:block;font-size:12px;color:var(--muted)}
.calc__sum strong{display:block;font-size:20px;color:var(--ink);margin-top:2px}
.calc__go{margin-top:4px}
.calc__note{display:flex;align-items:center;gap:6px;justify-content:center;margin-top:14px;font-size:13px;color:var(--muted)}
.calc__apr{text-align:center;font-size:12px;color:var(--faint);margin-top:6px}
.calc--inline{border:0;border-top:0;box-shadow:none;padding:0;background:transparent}

/* Лента с гаранции */
.trust{background:#fff;border-bottom:1px solid var(--line)}
.trust__row{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr)}
.trust__row li{display:flex;gap:14px;align-items:flex-start;padding:28px 24px}
.trust__row li+li{border-left:1px solid var(--line)}
.trust__row li:first-child{padding-left:0}
.trust__row .ic{color:var(--red);margin-top:2px}
.trust__row b{display:block;color:var(--ink);font-size:15px}
.trust__row span{font-size:14px;color:var(--muted)}

/* Секции */
.sec{padding:96px 0}
.sec--tight{padding:64px 0}
.sec--soft{background:var(--soft)}
.sec--dark{background:var(--ink);color:#c9c9d1}
.sec--dark h2,.sec--dark h3{color:#fff}
.sec--red{background:var(--red);color:#fff}
.sec--red h2,.sec--red h3{color:#fff}
.sec-head{max-width:640px;margin-bottom:48px}
.sec-head h2{font-size:clamp(28px,3.4vw,42px);letter-spacing:-.03em}
.sec-head h2::before{content:"";display:block;width:32px;height:3px;background:var(--red);margin-bottom:20px}
.sec-head p{margin-top:14px;font-size:17px;color:var(--muted)}
.sec--dark .sec-head p{color:#a1a1aa}
.lead{font-size:17px;color:var(--muted);margin-top:12px}

/* Стъпки */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:32px;counter-reset:s}
.step{border-top:2px solid var(--ink);padding-top:24px}
.step__n{display:block;font-size:14px;font-weight:700;color:var(--red);font-variant-numeric:tabular-nums;margin-bottom:28px;letter-spacing:.04em}
.step h3{font-size:21px;margin-bottom:10px}
.step p{color:var(--muted)}
.sec--dark .step{border-color:#3f3f46}

/* Предимства */
.split{display:grid;grid-template-columns:1fr 2fr;gap:64px;align-items:start}
.split__aside{position:sticky;top:110px}
.split .sec-head{margin-bottom:0}
.features{display:grid;grid-template-columns:repeat(2,1fr);gap:0 40px}
.feature{padding:28px 0;border-top:1px solid var(--line-2)}
.feature__ic{display:inline-flex;color:var(--red);margin-bottom:14px}
.feature h3{font-size:18px;margin-bottom:8px}
.feature p{color:var(--muted);font-size:15px}
.sec--dark .feature{border-color:#3f3f46}

/* Продукти */
.products{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.product{position:relative;display:flex;flex-direction:column;border:1px solid var(--line);border-radius:var(--r-lg);padding:32px 28px 28px;background:#fff;transition:border-color .2s}
.product:hover{border-color:var(--ink)}
.product--hot{border:2px solid var(--ink)}
.product__badge{position:absolute;top:-1px;right:24px;transform:translateY(-50%);background:var(--red);color:#fff;font-size:12px;font-weight:600;padding:5px 10px;border-radius:4px;letter-spacing:.02em}
.product h3{font-size:18px;color:var(--muted);font-weight:600;letter-spacing:0}
.product__amount{font-size:36px;font-weight:800;color:var(--ink);letter-spacing:-.03em;margin:10px 0 6px;font-variant-numeric:tabular-nums}
.product__term{display:flex;align-items:center;gap:6px;font-size:14px;color:var(--ink-2);font-weight:500}
.product__term .ic{color:var(--red)}
.product p{color:var(--muted);margin:16px 0 24px;flex:1;font-size:15px}

/* Статистика */
.stats{display:grid;grid-template-columns:repeat(4,1fr)}
.stat{padding:8px 32px}
.stat:first-child{padding-left:0}
.stat+.stat{border-left:1px solid rgba(255,255,255,.14)}
.sec--white .stat+.stat,.sec--soft .stat+.stat{border-color:var(--line)}
.stat__v{font-size:clamp(34px,4vw,48px);font-weight:800;color:#fff;letter-spacing:-.03em;font-variant-numeric:tabular-nums;line-height:1.1}
.sec--white .stat__v,.sec--soft .stat__v{color:var(--ink)}
.stat__v em{font-style:normal;color:var(--red)}
.stat__l{margin-top:6px;font-size:15px}

/* Изисквания */
.req{display:grid;grid-template-columns:1.3fr 1fr;gap:64px;align-items:center}
.req h2{font-size:clamp(28px,3.4vw,42px);letter-spacing:-.03em}
.req h2::before{content:"";display:block;width:32px;height:3px;background:var(--red);margin-bottom:20px}
.checklist{list-style:none;padding:0;margin:32px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:0 32px}
.checklist li{display:flex;align-items:center;gap:12px;padding:16px 0;border-bottom:1px solid var(--line);font-weight:500;color:var(--ink-2)}
.checklist .ic{color:var(--red)}
.req__card{background:var(--ink);color:#c9c9d1;border-radius:var(--r-lg);padding:40px}
.req__card h3{color:#fff;font-size:26px;margin-bottom:12px}
.req__card p{margin-bottom:28px}
.req__card .req__phone{margin:18px 0 0;font-size:14px;color:#a1a1aa}
.req__card .req__phone a{color:#fff;font-weight:600;border-bottom:1px solid rgba(255,255,255,.3)}

/* Офиси */
.branches{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.branch{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:24px;display:flex;flex-direction:column;transition:border-color .2s}
.branch:hover{border-color:var(--ink)}
.branch[hidden]{display:none}
.branch__top{display:flex;gap:14px;align-items:flex-start;margin-bottom:16px}
.branch__ic{display:grid;place-items:center;width:40px;height:40px;border-radius:var(--r);background:var(--soft);color:var(--red);flex:0 0 40px}
.branch__top small{font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--faint);font-weight:600}
.branch__top h3{font-size:18px}
.branch ul{list-style:none;padding:0;margin:0 0 20px;display:grid;gap:8px;font-size:14px;color:var(--ink-2);flex:1}
.branch li{display:flex;gap:10px;align-items:flex-start}
.branch li .ic{color:var(--faint);margin-top:3px}
.branch li a{border-bottom:1px solid var(--line-2)}
.branch__act{display:flex;gap:8px;flex-wrap:wrap}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:28px}
.chip{height:36px;padding:0 16px;border-radius:18px;border:1px solid var(--line-2);background:#fff;font-size:14px;font-weight:500;color:var(--ink-2)}
.chip.is-on{background:var(--ink);border-color:var(--ink);color:#fff}

/* Отзиви */
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.review{margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:28px;display:flex;flex-direction:column}
.stars{display:flex;gap:2px;color:#F59E0B}
.stars .ic{fill:currentColor;stroke:none}
.review blockquote{margin:16px 0 24px;color:var(--ink-2);flex:1}
.review figcaption{display:flex;gap:12px;align-items:center;line-height:1.3}
.review__av{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--ink);color:#fff;font-weight:700}
.review small{display:block;color:var(--faint);font-size:13px}

/* Въпроси */
.faq-wrap{display:grid;grid-template-columns:1fr 2fr;gap:64px;align-items:start}
.faq{border-top:1px solid var(--line-2)}
.faq__item{border-bottom:1px solid var(--line-2)}
.faq__item summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:24px;padding:22px 0;cursor:pointer;font-weight:600;font-size:17px;color:var(--ink)}
.faq__item summary::-webkit-details-marker{display:none}
.faq__item summary:hover{color:var(--red)}
.faq__ic{display:grid;place-items:center;width:32px;height:32px;flex:0 0 32px;border-radius:50%;border:1px solid var(--line-2);transition:transform .25s var(--ease),background .2s,color .2s}
.faq__item[open] .faq__ic{transform:rotate(45deg);background:var(--ink);border-color:var(--ink);color:#fff}
.faq__a{padding:0 56px 24px 0;color:var(--muted)}

/* Призив */
.cta-band{background:var(--red);color:#fff}
.cta-band__in{display:flex;justify-content:space-between;align-items:center;gap:40px;padding-top:64px;padding-bottom:64px}
.cta-band h2{color:#fff;font-size:clamp(28px,3.4vw,40px);letter-spacing:-.03em}
.cta-band p{margin-top:10px;font-size:17px;color:rgba(255,255,255,.88)}
.cta-band__act{display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.cta-band__phone{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:18px;font-variant-numeric:tabular-nums}

/* Изображение + текст */
.imgtxt{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.imgtxt--rev .imgtxt__img{order:2}
.imgtxt__img img{border-radius:var(--r-lg);width:100%}
.imgtxt h2{font-size:clamp(26px,3vw,38px);margin-bottom:18px}

/* Текстови страници */
.page-hero{background:var(--soft);border-bottom:1px solid var(--line);padding:64px 0 56px}
.page-hero h1{font-size:clamp(32px,4vw,48px);letter-spacing:-.03em}
.page-hero p{margin-top:12px;color:var(--muted);font-size:17px}
.page-hero--404{padding:120px 0}
.big404{font-size:120px;font-weight:800;color:var(--red);letter-spacing:-.05em;line-height:1}
.prose{font-size:17px;line-height:1.75;color:var(--ink-2)}
.prose>*+*{margin-top:1em}
.prose h2{font-size:28px;margin-top:1.6em}
.prose h3{font-size:21px;margin-top:1.4em}
.prose a{color:var(--red);border-bottom:1px solid currentColor}
.prose ul,.prose ol{padding-left:1.3em}
.prose table{width:100%;border-collapse:collapse;font-size:15px}
.prose th,.prose td{border:1px solid var(--line);padding:10px 12px;text-align:left}
.prose th{background:var(--soft)}
.prose blockquote{margin:0;padding-left:20px;border-left:3px solid var(--red);color:var(--muted)}
.contact-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:40px}
.contact-card{border:1px solid var(--line);border-radius:var(--r-lg);padding:24px;display:flex;flex-direction:column;gap:4px}
.contact-card .ic{color:var(--red);margin-bottom:10px}
.contact-card small{color:var(--faint)}
.contact-card b{color:var(--ink)}
a.contact-card:hover{border-color:var(--ink)}

/* Футър */
.ftr{background:var(--ink);color:#a1a1aa;padding:72px 0 0;font-size:15px}
.ftr__grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:48px}
.ftr__brand p{margin-top:18px;max-width:38ch;line-height:1.7}
.ftr h4{color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:18px;font-weight:600}
.ftr ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.ftr a:hover{color:#fff}
.ftr__contacts li{display:flex;gap:10px;align-items:flex-start}
.ftr__contacts .ic{color:var(--red);margin-top:3px}
.ftr__social{display:flex;gap:8px;margin-top:22px}
.ftr__social a{display:grid;place-items:center;width:38px;height:38px;border:1px solid #3f3f46;border-radius:50%;transition:border-color .15s,color .15s}
.ftr__social a:hover{border-color:#fff}
.ftr__legal{margin-top:56px;padding-top:28px;border-top:1px solid #27272a;font-size:13px;line-height:1.7;color:#71717a}
.ftr__bottom{display:flex;justify-content:space-between;gap:24px;padding:24px 0 32px;margin-top:24px;border-top:1px solid #27272a;font-size:13px;color:#71717a}
.ftr__bottom span:last-child{text-align:right;max-width:60ch}

/* Мобилен призив и бисквитки */
.sticky-cta{display:none}
.cookie{position:fixed;left:24px;bottom:24px;z-index:60;max-width:420px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:0 10px 40px rgba(0,0,0,.12);padding:18px 20px;display:flex;gap:16px;align-items:center;font-size:14px;color:var(--ink-2)}
.cookie a{color:var(--red);border-bottom:1px solid currentColor}
.cookie[hidden]{display:none}

/* Кандидатстване */
.is-focused{background:var(--soft)}
.is-focused .ftr{padding-top:40px}
.is-focused .ftr__grid{display:none}
.is-focused .ftr__legal{margin-top:0;border-top:0;padding-top:0}
.apply{padding:48px 0 80px}
.apply__in{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:32px;align-items:start}
.apply__main{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:40px 44px 36px}
.apply__head h1{font-size:clamp(26px,3vw,34px);letter-spacing:-.03em}
.apply__head p{margin-top:8px;color:var(--muted)}
.stepper{list-style:none;margin:32px 0 36px;padding:0;display:flex;gap:0;counter-reset:st}
.stepper li{flex:1;display:flex;align-items:center;gap:10px;font-size:14px;color:var(--faint);position:relative;padding-bottom:14px;border-bottom:2px solid var(--line)}
.stepper li span{display:grid;place-items:center;width:26px;height:26px;flex:0 0 26px;border-radius:50%;border:1.5px solid var(--line-2);font-size:13px;font-weight:700;font-variant-numeric:tabular-nums;transition:all .2s}
.stepper li b{font-weight:600}
.stepper li.is-active{color:var(--ink);border-color:var(--red)}
.stepper li.is-active span{border-color:var(--red);background:var(--red);color:#fff}
.stepper li.is-done{color:var(--ink-2);border-color:var(--ink)}
.stepper li.is-done span{background:var(--ink);border-color:var(--ink);color:#fff}
.fstep{border:0;margin:0;padding:0;min-width:0;display:none}
.fstep.is-active{display:block;animation:stepIn .3s var(--ease)}
@keyframes stepIn{from{opacity:0;transform:translateX(12px)}to{opacity:1;transform:none}}
.fgrid{display:grid;grid-template-columns:repeat(6,1fr);gap:20px 16px}
.fld{grid-column:span 6;min-width:0}
.fld--half{grid-column:span 3}
.fld--third{grid-column:span 2}
.fld--heading{padding-top:8px}
.fld--heading h3{font-size:17px}
.fld--heading p{color:var(--muted);font-size:14px;margin-top:4px}
.fld__label{display:block;font-size:14px;font-weight:600;color:var(--ink-2);margin-bottom:8px}
.fld__label i,.check i{color:var(--red);font-style:normal}
.fld__help{display:block;margin-top:6px;font-size:13px;color:var(--faint)}
.fld__err{display:block;font-size:13px;color:var(--red);font-weight:500;min-height:0}
.fld__err:not(:empty){margin-top:6px}
.inp{position:relative;display:flex;align-items:center}
.inp input,.inp textarea,.select select,.fld textarea{width:100%;height:52px;padding:0 16px;border:1px solid var(--line-2);border-radius:var(--r);background:#fff;font:inherit;font-size:16px;color:var(--ink);transition:border-color .15s,box-shadow .15s;-webkit-appearance:none;appearance:none}
.fld textarea{height:auto;min-height:96px;padding:14px 16px;resize:vertical}
.inp--ic .ic{position:absolute;left:16px;color:var(--faint);pointer-events:none}
.inp--ic input{padding-left:46px}
.inp--suffix input{padding-right:44px}
.inp--suffix span{position:absolute;right:16px;color:var(--muted);font-weight:600}
.inp input::placeholder,.fld textarea::placeholder{color:#A1A1AA}
.inp input:hover,.select select:hover,.fld textarea:hover{border-color:#A1A1AA}
.inp input:focus,.select select:focus,.fld textarea:focus{outline:none;border-color:var(--ink);box-shadow:0 0 0 3px rgba(14,14,16,.08)}
.select{position:relative}
.select select{padding-right:44px;cursor:pointer}
.select .ic{position:absolute;right:14px;top:50%;transform:translateY(-50%);pointer-events:none;color:var(--muted)}
.fld.has-err input,.fld.has-err select,.fld.has-err textarea{border-color:var(--red);box-shadow:0 0 0 3px rgba(227,6,19,.08)}
.fld.is-ok .inp input{border-color:#16A34A}
.opts{display:flex;flex-wrap:wrap;gap:10px}
.opt{position:relative;flex:1 1 160px}
.opt input{position:absolute;opacity:0;pointer-events:none}
.opt span{display:flex;align-items:center;min-height:52px;padding:12px 16px 12px 44px;border:1px solid var(--line-2);border-radius:var(--r);cursor:pointer;font-weight:500;color:var(--ink-2);position:relative;transition:border-color .15s,background .15s;line-height:1.3}
.opt span::before{content:"";position:absolute;left:16px;top:50%;width:18px;height:18px;margin-top:-9px;border:1.5px solid var(--line-2);border-radius:50%;background:#fff;transition:all .15s}
.opt input[type=checkbox]+span::before{border-radius:4px}
.opt:hover span{border-color:#A1A1AA}
.opt input:checked+span{border-color:var(--red);background:#FEF3F3;color:var(--ink)}
.opt input:checked+span::before{border-color:var(--red);background:var(--red);box-shadow:inset 0 0 0 3px #fff}
.opt input[type=checkbox]:checked+span::before{box-shadow:none;background:var(--red) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/12px no-repeat}
.opt input:focus-visible+span{box-shadow:0 0 0 3px rgba(227,6,19,.18)}
.fld.has-err .opt span{border-color:var(--red)}
.check{display:flex;gap:12px;align-items:flex-start;cursor:pointer;font-size:14px;line-height:1.55;color:var(--ink-2)}
.check input{position:absolute;opacity:0;pointer-events:none}
.check__box{display:grid;place-items:center;width:22px;height:22px;flex:0 0 22px;border:1.5px solid var(--line-2);border-radius:4px;margin-top:1px;color:transparent;transition:all .15s;background:#fff}
.check input:checked+.check__box{background:var(--red);border-color:var(--red);color:#fff}
.check input:focus-visible+.check__box{box-shadow:0 0 0 3px rgba(227,6,19,.18)}
.check a{color:var(--red);border-bottom:1px solid currentColor}
.check--muted{color:var(--muted);margin-top:14px}
.fld.has-err .check__box{border-color:var(--red)}
.consents{margin-top:28px;padding-top:24px;border-top:1px solid var(--line)}
.bpick{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;max-height:420px;overflow:auto;padding:2px}
.bpick__item{position:relative;cursor:pointer}
.bpick__item[hidden]{display:none}
.bpick__item input{position:absolute;opacity:0;pointer-events:none}
.bpick__item>span{display:block;height:100%;padding:14px 16px 14px 46px;border:1px solid var(--line-2);border-radius:var(--r);transition:border-color .15s,background .15s;position:relative}
.bpick__item>span::before{content:"";position:absolute;left:16px;top:17px;width:18px;height:18px;border:1.5px solid var(--line-2);border-radius:50%;background:#fff}
.bpick__item b{display:block;color:var(--ink);font-size:15px}
.bpick__item small{display:block;color:var(--muted);font-size:13px;margin-top:2px}
.bpick__item:hover>span{border-color:#A1A1AA}
.bpick__item input:checked+span{border-color:var(--red);background:#FEF3F3}
.bpick__item input:checked+span::before{border-color:var(--red);background:var(--red);box-shadow:inset 0 0 0 3px #fff}
.bpick__item input:focus-visible+span{box-shadow:0 0 0 3px rgba(227,6,19,.18)}
.fld.has-err .bpick__item>span{border-color:#F5A3A8}
.branch-tools{display:grid;grid-template-columns:1fr 220px;gap:10px;margin-bottom:12px}
.fstep[data-step="1"] .fld{margin-top:32px;padding-top:28px;border-top:1px solid var(--line)}
.fnav{display:flex;gap:12px;justify-content:space-between;align-items:center;margin-top:32px}
.fnav [data-next],.fnav [data-submit]{margin-left:auto;min-width:220px}
.fnav [hidden]{display:none}
.form-alert{margin-top:24px;padding:14px 16px;border-radius:var(--r);background:#FEF3F3;border:1px solid #F8C9CC;color:#9B0710;font-size:14px;font-weight:500}
.aform__secure{display:flex;gap:8px;align-items:center;justify-content:center;margin-top:20px;font-size:13px;color:var(--faint)}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.btn.is-loading{position:relative;color:transparent!important}
.btn.is-loading::after{content:"";position:absolute;width:20px;height:20px;border:2.5px solid rgba(255,255,255,.4);border-top-color:#fff;border-radius:50%;animation:spin .7s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}

.apply__aside{position:sticky;top:96px;display:grid;gap:16px}
.summary{background:#fff;border:1px solid var(--line);border-top:3px solid var(--red);border-radius:var(--r-lg);padding:24px}
.summary h2{font-size:17px;margin-bottom:12px}
.summary dl{margin:0}
.summary dl>div{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px solid var(--line);font-size:14px}
.summary dl>div:last-child{border-bottom:0}
.summary dt{color:var(--muted)}
.summary dd{margin:0;font-weight:700;color:var(--ink);text-align:right}
.summary__note{font-size:12px;color:var(--faint);margin-top:10px}
.assure{list-style:none;margin:0;padding:20px 24px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);display:grid;gap:14px;font-size:14px;color:var(--ink-2)}
.assure li{display:flex;gap:12px}
.assure .ic{color:var(--red);margin-top:2px}
.help-box{padding:20px 24px;background:var(--ink);color:#a1a1aa;border-radius:var(--r-lg);display:grid;gap:4px;font-size:13px}
.help-box a{display:flex;align-items:center;gap:8px;color:#fff;font-size:20px;font-weight:700;font-variant-numeric:tabular-nums}
.help-box a .ic{color:var(--red)}

.done{text-align:center;padding:24px 0 8px}
.done:focus{outline:none}
.done__mark{width:72px;height:72px;border-radius:50%;background:#16A34A;color:#fff;display:grid;place-items:center;margin:0 auto 24px;animation:pop .45s var(--ease)}
@keyframes pop{0%{transform:scale(.6);opacity:0}100%{transform:scale(1);opacity:1}}
.done h2{font-size:28px}
.done>p{margin:12px auto 0;max-width:52ch;color:var(--muted)}
.done__ref{display:inline-block;margin:28px auto 0;padding:14px 28px;border:1px dashed var(--line-2);border-radius:var(--r)}
.done__ref dt{font-size:12px;color:var(--faint);text-transform:uppercase;letter-spacing:.06em}
.done__ref dd{margin:4px 0 0;font-size:24px;font-weight:800;color:var(--ink);letter-spacing:.02em}
.done__next{text-align:left;max-width:480px;margin:32px auto;padding:0;list-style:none;counter-reset:n;display:grid;gap:14px}
.done__next li{counter-increment:n;display:flex;gap:14px;color:var(--muted);font-size:15px}
.done__next li::before{content:counter(n);display:grid;place-items:center;width:28px;height:28px;flex:0 0 28px;border-radius:50%;background:var(--soft);color:var(--ink);font-weight:700;font-size:13px}
.done__next b{color:var(--ink)}

/* Поява при скрол (дискретна) */
.js .reveal{opacity:0;transform:translateY(14px);transition:opacity .6s var(--ease),transform .6s var(--ease)}
.js .reveal.is-in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.js .reveal{opacity:1;transform:none}html{scroll-behavior:auto}}

/* Адаптивност */
@media (max-width:1100px){
  .nav{gap:20px}
  .hdr__phone small{display:none}
  .hero__in{gap:48px}
  .branches,.reviews{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:960px){
  .hdr__phone{display:none}
  .burger{display:block}
  .nav{position:fixed;inset:72px 0 0 0;background:#fff;flex-direction:column;gap:0;padding:12px var(--gut) 32px;transform:translateX(100%);transition:transform .3s var(--ease);overflow:auto;margin:0;z-index:49}
  .nav.is-open{transform:none}
  .nav a{padding:16px 0;border-bottom:1px solid var(--line);font-size:17px}
  .nav a::after{display:none}
  .nav__phone-m{display:flex!important;align-items:center;gap:10px;color:var(--ink)!important;font-weight:600}
  .nav__cta-m{display:flex!important;margin-top:20px;border:0!important;color:#fff!important}
  .hdr__cta{display:none}
  .hero{background:#fff}
  .hero__in{display:flex;flex-direction:column;align-items:stretch;gap:0;padding-top:28px;padding-bottom:40px}
  .hero__copy{display:contents}
  .eyebrow{order:1;margin-bottom:14px}
  .hero__title{order:2}
  .hero__side{order:3;margin-top:24px}
  .hero__sub{order:4;margin-top:28px}
  .ticks{order:5}
  .hero__note{order:6}
  .hdr__call{display:grid}
  .hdr__right{gap:8px}
  .hero__title{max-width:none}
  .trust__row{grid-template-columns:repeat(2,1fr)}
  .trust__row li{padding:20px 16px 20px 0}
  .trust__row li+li{border-left:0}
  .trust__row li:nth-child(even){border-left:1px solid var(--line);padding-left:16px}
  .trust__row li:nth-child(n+3){border-top:1px solid var(--line)}
  .sec{padding:64px 0}
  .steps,.products{grid-template-columns:1fr}
  .steps{gap:28px}
  .split,.faq-wrap,.req,.imgtxt{grid-template-columns:1fr;gap:32px}
  .split__aside{position:static}
  .stats{grid-template-columns:repeat(2,1fr);gap:28px 0}
  .stat:nth-child(odd){padding-left:0;border-left:0}
  .ftr__grid{grid-template-columns:1fr 1fr}
  .ftr__brand{grid-column:1/-1}
  .cta-band__in{flex-direction:column;align-items:flex-start;padding-top:48px;padding-bottom:48px}
  .apply__in{grid-template-columns:1fr}
  .apply__aside{position:static}
  .apply__aside .assure,.apply__aside .help-box{display:none}
  .contact-cards{grid-template-columns:1fr}
  .sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:40;display:flex;gap:10px;padding:10px var(--gut) calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);transform:translateY(110%);transition:transform .3s var(--ease)}
  .sticky-cta.is-on{transform:none}
  .sticky-cta__call{display:grid;place-items:center;width:46px;height:46px;flex:0 0 46px;border:1px solid var(--line-2);border-radius:var(--r);color:var(--red)}
  .cookie{left:12px;right:12px;bottom:76px;max-width:none;padding:12px 14px;font-size:13px;line-height:1.45;gap:12px}
}
@media (max-width:640px){
  :root{--gut:16px}
  .hdr__in{height:64px}
  .nav{inset:64px 0 0 0}
  .logo{font-size:20px}
  .hero__sub{font-size:16px}
  .hero__title{font-size:36px}
  .eyebrow{font-size:12px}
  .calc{padding:22px 18px}
  .calc__val{font-size:24px}
  .calc__minmax{padding:0 46px}
  .features,.checklist{grid-template-columns:1fr}
  .branches,.reviews{grid-template-columns:1fr}
  .ftr__grid{grid-template-columns:1fr;gap:32px}
  .ftr__bottom{flex-direction:column}
  .ftr__bottom span:last-child{text-align:left}
  .faq__a{padding-right:0}
  .apply{padding:16px 0 48px}
  .apply__main{padding:24px 18px;border-radius:var(--r)}
  .stepper li b{display:none}
  .stepper li.is-active b{display:inline}
  .fgrid{gap:16px 12px}
  .fld--half,.fld--third{grid-column:span 6}
  .bpick{grid-template-columns:1fr}
  .branch-tools{grid-template-columns:1fr}
  .fnav [data-next],.fnav [data-submit]{min-width:0;flex:1}
  .summary{padding:18px}
  .summary dl>div{padding:8px 0}
}

/* ===================== v2: детайли, фон и движение ===================== */
.hero{position:relative;overflow:hidden;background:#fff}
.hero__in{position:relative;z-index:1}
.hero__bg{position:absolute;inset:0;pointer-events:none}
.hero__panel{position:absolute;top:0;bottom:0;right:0;width:50%;background:var(--soft);clip-path:polygon(22% 0,100% 0,100% 100%,0 100%)}
.hero__grid{position:absolute;top:0;bottom:0;right:0;width:50%;clip-path:polygon(22% 0,100% 0,100% 100%,0 100%);
  background-image:linear-gradient(rgba(14,14,16,.055) 1px,transparent 1px),linear-gradient(90deg,rgba(14,14,16,.055) 1px,transparent 1px);
  background-size:44px 44px;background-position:var(--gx,0) var(--gy,0);
  -webkit-mask-image:linear-gradient(115deg,transparent 10%,#000 55%,transparent 100%);mask-image:linear-gradient(115deg,transparent 10%,#000 55%,transparent 100%)}
.hero__edge{position:absolute;top:0;bottom:0;right:50%;width:calc(50% * .22 + 3px);transform:translateX(100%);
  background:linear-gradient(to bottom right,transparent calc(50% - 1.5px),var(--red) calc(50% - 1.5px),var(--red) calc(50% + 1.5px),transparent calc(50% + 1.5px));
  transform-origin:bottom left;animation:edgeIn 1.1s .25s var(--ease) both}
.hero__mark{position:absolute;right:4%;bottom:7%;width:120px;height:120px;
  background-image:radial-gradient(var(--red) 1.6px,transparent 1.8px);background-size:16px 16px;opacity:.28}
@keyframes edgeIn{from{clip-path:inset(100% 0 0 0)}to{clip-path:inset(0 0 0 0)}}

/* заглавие: появяване ред по ред */
.hero__title .ln{display:block;overflow:hidden;padding-bottom:.06em;margin-bottom:-.06em}
.hero__title .ln>span{display:block;animation:lineUp .9s var(--ease) both;animation-delay:calc(var(--i,0) * 90ms + 80ms)}
@keyframes lineUp{from{transform:translateY(105%)}to{transform:none}}
.anim{animation:fadeUp .8s var(--ease) both;animation-delay:calc(var(--i,0) * 90ms + 120ms)}
.anim--calc{animation-name:calcIn;animation-duration:1s}
@keyframes fadeUp{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
@keyframes calcIn{from{opacity:0;transform:translateY(26px) scale(.985)}to{opacity:1;transform:none}}

/* вид вноски */
.seg{position:relative;display:grid;grid-auto-flow:column;grid-auto-columns:1fr;background:var(--soft);border:1px solid var(--line);border-radius:10px;padding:4px;isolation:isolate}
.seg__btn{position:relative;z-index:1;height:40px;border:0;background:transparent;border-radius:7px;font-size:14px;font-weight:600;color:var(--muted);transition:color .25s}
.seg__btn:hover{color:var(--ink)}
.seg__btn.is-on{color:#fff}
.seg__btn:focus-visible{outline:2px solid var(--red);outline-offset:1px}
.seg__ink{position:absolute;z-index:0;top:4px;bottom:4px;left:0;width:0;border-radius:7px;background:var(--ink);box-shadow:0 2px 6px rgba(14,14,16,.18);transition:transform .35s var(--ease),width .35s var(--ease)}
.calc__count{color:var(--ink-2);font-weight:600}
.calc__minmax{gap:8px}
.calc__label .calc__val{transition:color .2s}

/* бутони: стрелка */
.btn .btn__arr,.btn .ic:last-child{transition:transform .25s var(--ease)}
.btn:hover .btn__arr,.btn:hover .ic:last-child{transform:translateX(3px)}
.btn--red{box-shadow:0 1px 0 rgba(255,255,255,.18) inset,0 6px 16px -8px rgba(227,6,19,.55)}
.btn--red:hover{box-shadow:0 1px 0 rgba(255,255,255,.18) inset,0 10px 22px -10px rgba(227,6,19,.7)}

/* заглавия на секции: червената линия „израства“ */
.js .reveal .sec-head h2::before,.js .sec-head.reveal h2::before,.js .req__list.reveal h2::before{width:0;transition:width .7s .15s var(--ease)}
.js .reveal.is-in .sec-head h2::before,.js .sec-head.reveal.is-in h2::before,.js .req__list.reveal.is-in h2::before{width:32px}

/* стъпки: линията се рисува */
.step{border-top:0;position:relative}
.step::before{content:"";position:absolute;left:0;right:0;top:0;height:2px;background:var(--line-2)}
.step::after{content:"";position:absolute;left:0;top:0;height:2px;width:100%;background:var(--ink);transform:scaleX(0);transform-origin:left;transition:transform .9s var(--ease)}
.js .step.is-in::after,.no-js .step::after{transform:scaleX(1)}
.step:nth-child(2)::after{transition-delay:.15s}.step:nth-child(3)::after{transition-delay:.3s}
.step__n{font-size:40px;font-weight:800;line-height:1;letter-spacing:-.04em;color:transparent;-webkit-text-stroke:1.5px var(--red);margin:18px 0 22px}

/* предимства и карти */
.feature{position:relative;transition:transform .3s var(--ease)}
.feature::after{content:"";position:absolute;left:0;top:-1px;height:2px;width:100%;background:var(--red);transform:scaleX(0);transform-origin:left;transition:transform .45s var(--ease)}
.feature:hover::after{transform:scaleX(1)}
.feature__ic{transition:transform .35s var(--ease)}
.feature:hover .feature__ic{transform:translateY(-2px)}
.product,.branch,.review,.contact-card{transition:border-color .25s,transform .35s var(--ease),box-shadow .35s var(--ease)}
.product:hover,.branch:hover{transform:translateY(-4px);box-shadow:0 18px 40px -24px rgba(14,14,16,.35)}
.product--hot{background:linear-gradient(180deg,#fff 0,#fff 60%,#fbfbfc 100%)}

/* фонове на секциите */
.sec--soft{position:relative;background-color:var(--soft);
  background-image:radial-gradient(rgba(14,14,16,.07) 1px,transparent 1.2px);background-size:22px 22px;background-position:0 0}
.sec--soft>.wrap{position:relative}
.sec--soft::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,var(--soft) 0,rgba(245,245,246,.7) 40%,var(--soft) 100%);pointer-events:none}
.sec--dark{background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:56px 56px}
.cta-band{position:relative;overflow:hidden;background-image:repeating-linear-gradient(135deg,rgba(255,255,255,.07) 0 1px,transparent 1px 22px)}
.cta-band::after{content:"";position:absolute;right:-80px;top:-80px;width:320px;height:320px;border:1px solid rgba(255,255,255,.22);border-radius:50%;pointer-events:none}
.cta-band::before{content:"";position:absolute;right:40px;bottom:-140px;width:260px;height:260px;border:1px solid rgba(255,255,255,.14);border-radius:50%;pointer-events:none}
.cta-band__in{position:relative;z-index:1}
.ftr{border-top:3px solid var(--red);background-image:linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);background-size:56px 56px}
.page-hero{position:relative;overflow:hidden}
.page-hero::after{content:"";position:absolute;right:0;top:0;bottom:0;width:40%;clip-path:polygon(30% 0,100% 0,100% 100%,0 100%);
  background-image:linear-gradient(rgba(14,14,16,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(14,14,16,.05) 1px,transparent 1px);background-size:36px 36px;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000);mask-image:linear-gradient(90deg,transparent,#000)}
.page-hero .wrap{position:relative;z-index:1}

/* хедър – по-компактен при скрол */
.hdr__in{transition:height .3s var(--ease)}
.hdr.is-scrolled .hdr__in{height:64px}
.hdr{background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px)}

/* поява при скрол – по-плавно */
.js .reveal{transform:translateY(18px);transition:opacity .8s var(--ease),transform .8s var(--ease)}

/* кандидатстване: фон и мобилни стъпки */
.apply{position:relative}
.apply::before{content:"";position:absolute;left:0;right:0;top:0;height:340px;pointer-events:none;
  background-image:linear-gradient(rgba(14,14,16,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(14,14,16,.05) 1px,transparent 1px);background-size:40px 40px;
  -webkit-mask-image:linear-gradient(180deg,#000,transparent);mask-image:linear-gradient(180deg,#000,transparent)}
.apply__in{position:relative}
.apply__main{box-shadow:0 1px 2px rgba(16,16,20,.04),0 24px 60px -36px rgba(16,16,20,.25)}
.stepm{display:none}
.stepm__top{display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.stepm__n{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--red)}
.stepm__top b{font-size:16px;color:var(--ink)}
.stepm__bar{height:4px;background:var(--line);border-radius:2px;margin-top:10px;overflow:hidden}
.stepm__bar span{display:block;height:100%;background:var(--red);border-radius:2px;transition:width .45s var(--ease)}
.fstep.is-active .fld{animation:fadeUp .45s var(--ease) both}
.fstep.is-active .fld:nth-child(2){animation-delay:.03s}.fstep.is-active .fld:nth-child(3){animation-delay:.06s}.fstep.is-active .fld:nth-child(4){animation-delay:.09s}.fstep.is-active .fld:nth-child(5){animation-delay:.12s}.fstep.is-active .fld:nth-child(n+6){animation-delay:.15s}

@media (max-width:960px){
  .hero__panel,.hero__grid{width:100%;top:auto;height:62%;clip-path:polygon(0 14%,100% 0,100% 100%,0 100%)}
  .hero__edge,.hero__mark{display:none}
}
@media (max-width:640px){
  .apply__head h1{font-size:24px}
  .apply__head p{font-size:14px}
  .stepper{display:none}
  .stepm{display:block;margin:20px 0 22px}
  .apply__main{padding:20px 16px 0}
  .fnav{position:sticky;bottom:0;z-index:5;margin:24px -16px 0;padding:12px 16px calc(12px + env(safe-area-inset-bottom));background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-top:1px solid var(--line);border-radius:0 0 var(--r) var(--r)}
  .fnav .btn{height:52px}
  .fnav [data-prev]{flex:0 0 auto;padding:0 16px}
  .aform__secure{padding-bottom:16px}
  .seg__btn{font-size:13px;height:42px}
  .step__n{font-size:34px;margin:14px 0 14px}
}
@media (prefers-reduced-motion:reduce){.hero__title .ln>span,.anim,.hero__edge{animation:none!important}}
.calc__go{margin-top:26px}

/* гъвкави секции */
.only-m{display:none}
@media (max-width:960px){.only-m{display:block}.only-d{display:none}}
.sec-head .eyebrow{margin-bottom:14px}
.sec-head--center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head--center h2::before{margin-left:auto;margin-right:auto}
.products--1{grid-template-columns:minmax(0,520px)}
.products--2{grid-template-columns:repeat(2,1fr)}
.products--4{grid-template-columns:repeat(4,1fr)}
.product__list{list-style:none;padding:0;margin:0 0 22px;display:grid;gap:8px;font-size:14px;color:var(--ink-2)}
.product__list li{display:flex;gap:8px;align-items:flex-start}
.product__list .ic{color:var(--red);margin-top:3px}
.product p{margin-bottom:18px}
.hero--plain .hero__bg{display:none}
.open-st{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:600;color:var(--muted)}
.open-st i{width:7px;height:7px;border-radius:50%;background:#A1A1AA}
.open-st.is-open{color:#15803D}
.open-st.is-open i{background:#16A34A;box-shadow:0 0 0 3px rgba(22,163,74,.15)}
.bpick__hours{margin-top:6px!important}
.contact-card .open-st{margin-top:8px}
@media (max-width:1100px){.products--4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:960px){.products--2,.products--4{grid-template-columns:1fr}}
@media (max-width:960px){.hdr{backdrop-filter:none;-webkit-backdrop-filter:none;background:#fff}}

/* навигационна пътека и страница на офис */
.crumbs{display:flex;flex-wrap:wrap;gap:6px;align-items:center;font-size:13px;color:var(--faint);margin-bottom:14px}
.crumbs a{color:var(--muted)}
.crumbs a:hover{color:var(--red)}
.crumbs [aria-current]{color:var(--ink-2);font-weight:500}
.page-hero p .open-st{vertical-align:middle;margin-left:4px}
.office{display:grid;grid-template-columns:1.4fr 1fr;gap:48px;align-items:start}
.office__dl{margin:0;display:grid;gap:0;border-top:1px solid var(--line)}
.office__dl>div{display:grid;grid-template-columns:200px 1fr;gap:16px;padding:20px 0;border-bottom:1px solid var(--line)}
.office__dl dt{display:flex;gap:10px;align-items:center;font-weight:600;color:var(--ink);align-self:start}
.office__dl dt .ic{color:var(--red)}
.office__dl dd{margin:0;color:var(--ink-2)}
.link-u{color:var(--red);border-bottom:1px solid currentColor}
.hours-t{border-collapse:collapse;width:100%;max-width:340px;font-size:15px}
.hours-t th{text-align:left;font-weight:500;color:var(--muted);padding:5px 0}
.hours-t td{text-align:right;color:var(--ink);font-variant-numeric:tabular-nums;padding:5px 0}
.hours-t tr.is-today th,.hours-t tr.is-today td{color:var(--red);font-weight:700}
.office__cta{position:sticky;top:100px;background:var(--ink);color:#c9c9d1;border-radius:var(--r-lg);padding:32px}
.office__cta h2{color:#fff;font-size:22px;margin-bottom:10px}
.office__cta p{margin-bottom:22px}
.office__cta .btn--outline{background:transparent;color:#fff;border-color:#3f3f46}
.branch__top h3 a:hover{color:var(--red)}
@media (max-width:960px){.office{grid-template-columns:1fr;gap:28px}.office__cta{position:static}.office__dl>div{grid-template-columns:1fr;gap:6px}}

/* бисквитки */
.cookie{flex-direction:column;align-items:stretch;gap:12px;max-width:440px}
.cookie p b{display:block;color:var(--ink);margin-bottom:2px}
.cookie__btns{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.cookie__btns .btn{width:100%}
.ftr__link{background:none;border:0;padding:0;color:inherit;font:inherit;cursor:pointer;text-decoration:underline;text-underline-offset:2px}
.ftr__link:hover{color:#fff}
@media (max-width:960px){.cookie{max-width:none}}

/* ===================== v3: мотив от логото вместо мрежа ===================== */
.hero__grid,.hero__mark{display:none!important}
.hero__arcs{position:absolute;top:0;bottom:0;right:0;width:50%;height:100%;clip-path:polygon(22% 0,100% 0,100% 100%,0 100%);overflow:visible}
.hero__arcs .arc{fill:none;stroke:var(--ink);stroke-linecap:round;stroke-dasharray:1200;stroke-dashoffset:1200;animation:arcDraw 1.8s var(--ease) forwards}
.hero__arcs .arc--1{stroke-width:1.5;opacity:.12;animation-delay:.35s}
.hero__arcs .arc--2{stroke-width:1.2;opacity:.08;animation-delay:.5s}
.hero__arcs .arc--3{stroke-width:1;opacity:.05;animation-delay:.65s}
.hero__arcs .arc-dot{fill:var(--red);opacity:0;animation:dotIn .6s 1.5s var(--ease) forwards}
@keyframes arcDraw{to{stroke-dashoffset:0}}
@keyframes dotIn{from{opacity:0;transform:scale(.4)}to{opacity:.9;transform:none}}
.hero__arcs .arc-dot{transform-box:fill-box;transform-origin:center}

/* фонове без мрежи */
.sec--soft{background-image:none}
.sec--soft::before{display:none}
.sec--dark{background-image:none;position:relative;overflow:hidden}
.ftr{background-image:none;position:relative;overflow:hidden}
.ftr::after{content:"";position:absolute;right:-220px;bottom:-260px;width:620px;height:620px;border-radius:50%;border:1px solid rgba(255,255,255,.06);box-shadow:0 0 0 70px rgba(255,255,255,.012),0 0 0 140px rgba(255,255,255,.01);pointer-events:none}
.ftr .wrap{position:relative;z-index:1}
.page-hero::after{width:42%;clip-path:none;background:none;-webkit-mask-image:none;mask-image:none;
  background-image:radial-gradient(circle at 100% 50%,transparent 0 179px,rgba(14,14,16,.09) 180px 181px,transparent 182px 259px,rgba(14,14,16,.06) 260px 261px,transparent 262px 339px,rgba(14,14,16,.04) 340px 341px,transparent 342px)}
.page-hero::before{content:"";position:absolute;right:calc(0px + 170px);top:50%;width:12px;height:12px;margin-top:-6px;border-radius:50%;background:var(--red);opacity:.85;z-index:1}
.apply::before{background:none;-webkit-mask-image:none;mask-image:none;height:420px;
  background-image:radial-gradient(circle at 105% -10%,transparent 0 259px,rgba(14,14,16,.07) 260px 261px,transparent 262px 359px,rgba(14,14,16,.05) 360px 361px,transparent 362px 459px,rgba(14,14,16,.035) 460px 461px,transparent 462px)}
@media (max-width:960px){
  .hero__arcs{width:100%;top:auto;height:62%;clip-path:polygon(0 14%,100% 0,100% 100%,0 100%)}
  .page-hero::before{display:none}
  .page-hero::after{width:70%;opacity:.7}
}
@media (prefers-reduced-motion:reduce){.hero__arcs .arc{stroke-dashoffset:0;animation:none}.hero__arcs .arc-dot{opacity:.9;animation:none}}